DC Pensions - Articles & White Papers

The typical U.S. worker has nine employers over the course of their career. The median job switcher sees a 10% increase in pay but a 0.7 percentage point decline in their retirement saving rate when they switch employers.

This report rates global pension systems, recommending reforms to improve outcomes and participant trust in an era of aging populations.

To help corporate DB plans refine their liability-hedging strategies, members of our LDI Team take a deep dive on 3 key liability risks and offer ideas to help improve the design of hedging portfolios.

Asset-backed securities are often a misunderstood asset class, despite having many compelling characteristics including a potential return premium and a defensive capital structure. These, in our view, make them well-suited as a tool for inclusion in defined contribution default strategies.

Invesco’s latest survey of large DC plan participants explored top financial concerns, drivers of investing and savings behavior, language preferences, and retirement income.

The Defined Contribution Survey is the only comprehensive study delving deeply into defined contribution capital raising, structuring, organizational metrics and best practices of real estate investment managers.

Investment Grade bonds have traditionally served a risk reduction role in pension portfolios. MetLife believes that long duration U.S. government and corporate bonds provide several benefits to well-diversified public pension asset allocations.

Plan sponsors are increasingly focused on helping defined contribution (DC) participants get not only to, but through, retirement. PGIM's latest DC Landscape Report suggests that most DC plans, though, are still in the early stages of learning about retirement income strategies and have yet to begin to evaluate, or select, a…

This report makes practical recommendations to create the necessary investment conditions for pension schemes to allocate a greater portion of the nation's retirement savings to promising UK growth areas. It also identifies a funding gap amounting to tens of billions of pounds across four key areas which most require…

A recent ICI and BrightScope | ISS Market Intelligence study finds the undeniable strength of the 401(k) system, with most employer plans matching employee contributions to provide an immediate return on their savings.

The PPI watched the Mansion House speech with interest and we have prepared a helpful guide to explain the changes that will impact pensions.

The book begins by demonstrating that most major pension reforms in the last decades fall into a few common categories, and their effects on labour supply can be analysed within a simple framework. The authors then examine recent empirical evidence on the effectiveness of various reform options in impacting retirement…

How plan sponsors and consultants can use our How America Saves report to enhance participant retirement readiness.

Welcome to our half-yearly update, summarising the activity in the buy-in, buyout and longevity hedging markets during the first half of 2024, and the year to 30 June 2024 (‘the last year’).

We’ve seen an explosion of providers offering alternative assets over the past few years, promising diversification away from traditional markets. But do they all deliver – and how should DC investors allocate their risk?

In recent years, politicians have made much of the need for pension schemes to invest more in productive finance, to invest more in the UK and ultimately to do more to help UK plc. Policymakers have also suggested that pension pots for savers in defined contribution schemes could be boosted by over £11,000 as a result of…

This is the tenth edition of The DC Future Book in association with Columbia Threadneedle Investments. This year’s edition reflects on the significant changes the UK pensions landscape has experienced over the past decade and provides a forward-looking perspective on what the next ten years may hold.

Highlighting significant developments in pensions law, covering key areas such as pensions reform, regulatory developments, new legislation and cases.

LDI Team Chair Amy Trainor explains why she believes a pension risk transfer may, in many cases, not be the best choice for fully funded plans from a cost/benefit standpoint.

Find out why job transitions drive a slowdown in savings rates—and how this might be mitigated.