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21May 2021
Retirement Income Review 2021 Webinar
Topics covered include:
- Should the review have made specific recommendations?
- Why do retirees fail to enjoy the living standards that their super should provide by so often leaving a large amount to their estate?
- How can financial planners change the mindset of withdrawing too little?
- Are tax concessions too generous for the wealthy?
- Should there be greater restrictions on the amount that can be contributed to super over a lifetime?
- Are current pension options offered by superannuation funds appropriate?
- Is there a need for greater innovation in retirement products?
- Will the report result in increased demand for annuity type products?
- To what extent can the age pension provide mitigation for longevity risk?
- Is it true to assert that home ownership and voluntary savings are just as important to sustaining an adequate retirement, if not more, than compulsory superannuation?
- Is the Pension Loan Scheme under-utilised?
- Is the interest rate still too high?
- Would a lower rate encourage greater usage?
- Is the mindset of retirees in respect of borrowing against the family home to fund retirement lifestyle in their best long-term interests?
- Should the family home be included in the assets test to encourage greater use of home equity to fund retirement?
- What should be done to create a better understanding of the superannuation system?